Preheat oven to 450 degrees. Spray large nonstick baking sheet with cooking spray. Place 2 tortillas on prepared baking sheet; sprinkle each with half the cheese.

Combine beans, green onions, cilantro and cumin in small bowl; mix lightly. Spoon bean mixture evenly over cheese; top with remaining tortillas. Coat tops with cooking spray.

Bake 10 to 12 minutes or until cheese is melted and tortillas are lightly browned. Cut into quarters; top each tortilla wedge with 1 tablespoon salsa and 1 teaspoon sour cream. Transfer to serving plate.

This recipe yields 8 servings.

Exchanges Per Serving: 1 Starch, 1/2 Meat.

Nutrition Facts: Calories 105; Calories from fat 30%; Total Fat 4g; Saturated Fat 1g; Protein 7g; Carbohydrates 13g; Cholesterol 8mg; Sodium 259mg; Dietary Fiber 1g.